On the one side is the seeming advantage of wealth. The rich man who gets out of many troubles often escapes from a just retribution by his money. But then the poor man in his turn is free from the risk of the threats and litigation that beset the rich. He "hears no rebuke" (the words are not used as in Proverbs 13:1) just as the dead "hear not the voice of the oppressor" Job 3:18 or the abuse of the envious.

The ransom of a man's life - Those who have riches have often much trouble with them; as they had much trouble to get them, so they have much trouble to keep them. In despotic countries, a rich man is often accused of some capital crime, and to save his life, though he may be quite innocent, is obliged to give up his riches; but the poor, in such countries, are put to no trouble.

The ransom of a man's life [is] his riches: but the poor (c) heareth not rebuke.
(c) For his poverty, he is not able to escape the threatenings, which the cruel oppressors use against him.

The ransom of a man's life are his riches,.... As Benhadad's were to him, when he was in the hands of the king of Israel, 1-Kings 20:34; and as the treasures the ten men had in the field were to them, for the sake of which Ishmael, the son of Nethaniah, slew them not, Jeremiah 41:8. This is the advantage of riches when a man is taken captive in war, or by pirates, or is in the hands of thieves and robbers, he can redeem himself by his money; or when his life is in danger by diseases, he can procure healing medicines; or by famine, he can get food to preserve it, when a poor man cannot: but this is not to be done always, and is only to be understood of a temporal life; for, as to the spiritual and eternal redemption of the soul of man, that requires a greater ransom price than such corruptible things as silver and gold; nothing short of the precious blood of Christ is sufficient for that, Job 36:18. Moreover, these words may not so much design the convenience as the inconvenience of riches to men; since these often invite thieves to assault their persons, and break into their houses, and threaten their lives; and put wicked men upon forming schemes, and drawing up charges and accusations against them, purely to get their money; which bring their lives into danger, and which they can only redeem by their riches;
but the poor heareth not rebuke; no charge and accusation is brought against him; no rebuke or reproof is given him; no notice is taken of him, because nothing is to be got from him; he may sleep with his door unlocked, thieves will give him no disturbance; he may travel upon the road without being bid to stand (c). Jarchi interprets this of him that is poor in the law; that hearkens not to reproofs and admonitions, given him to depart from evil: but rather it may be applied to the poor in spirit; who trust not in themselves and their own righteousness, but in the grace of God and righteousness of Christ; who indeed hear the rebukes of good men, and take them kindly; and of bad men, and return not revilings for them; and also the rebukes of Providence, or the chastisements of their heavenly Father, yet they will never hear any rebuke in wrath from him here or hereafter; when the rich in their own conceit, who trust in their riches and righteousness, and think to ransom their souls from death by them, will have rebukes with flames of fire.
(c) "Cantabit vacuus coram latrone viator", Juvenal. Sat. 10. v. 23.

Great riches often tempt to violence against those that possess them; but the poor are free from such perils.

Riches save some from punishment, while others suffer because they will not heed the rebuke of sloth, which makes and keeps them poor.

8 A ransom for a man's life are his riches;
But the poor heareth no threatening.
Bertheau falls into error when he understands גּערה of warning; the contrast points to threatening with the loss of life. The wealth of the rich before the judgment is not here to be thought of; for apart from this, that the Tor only in a single case permits, or rather ordains (Exodus 21:29.), ransom from the punishment of death, and declares it in all other cases inadmissible, Numbers 35:31. (one might indeed think of an administration of justice not strictly in accordance with the Mosaic law, or altogether accessible to bribery), 8b does not accord therewith, since the poor in such cases would fare ill, because one would lay hold on his person. But one may think e.g., on waylayers as those introduced as speaking Proverbs 1:11-14. The poor has no room to fear that such will threateningly point their swords against his breast, for there is nothing to be got from him: he has nothing, one sees it in him and he is known as such. But the rich is a valuable prize for them, and he has to congratulate himself if he is permitted to escape with his life. Also in the times of war and commotion it may be seen that riches endanger the life of their possessor, and that in fortunate cases they are given as a ransom for his life, while his poverty places the poor man in safety. To לא שׁמע Hitzig fittingly compares Job 3:18; Job 39:7 : he does not hear, he has no need to hear. Michaelis, Umbreit, Lwenstein (who calls to remembrance the state of things under despotic governments, especially in the East) also explain 8b correctly; and Fleischer remarks: pauper minas hostiles non audit, i.e., non minatur ei hostis. Ewald's syntactic refinement: "Yet he became poor who never heard an accusation," presents a thought not in harmony with 8a.

Riches - Riches enable a man to redeem his life when it is in greatest danger, and poverty preserves a man from many injuries. Because they are cautious, that they may not provoke others; and because they are esteemed objects of pity.