Is it time for you - You, being what you are, the creatures of God, "to dwell in your ceiled houses," more emphatically, in your houses, and those "ceiled," probably with costly woods, such as cedar . But where then was the excuse of want of means? They imitated, in their alleged poverty, what is spoken of as magnificent in their old kings, Solomon and Shallum, but not having, as Solomon first did (1-Kings 6:9, ויספן), "covered the house of God with beams and rows of cedar" . "Will ye dwell in houses artificially adorned, not so much for use as for delight, and shall My dwelling-place, wherein was the Holy of holies, and the cherubim, and the table of showbread, be bestreamed with rains, desolated in solitude, scorched by the sun?"
"With these words carnal Christians are reproved, who have no glow of zeal for God, but are full of self-love, and so make no effort to repair, build, or strengthen the material temples of Christ, and houses assigned to His worship, when aged, ruinous, decaying or destroyed, but build for themselves curious, voluptuous, superfluous dwellings. In these the love of Christ gloweth not; these Isaiah threateneth, Isaiah 5:8, Isaiah 5:12. "Woe to you who join house to house and field to field, and regard not the work of the Lord!"
To David and Solomon the building of God's temple was their heart's desire; to early Christian Emperors, to the ages of faith, the building of Churches; now mostly, owners of lands build houses for this world's profit, and leave it to the few to build in view of eternity, and for the glory of God.

Is it time for you - If the time be not come to rebuild the temple, it cannot be come for you to build yourselves comfortable houses: but ye are rebuilding your houses; why then do ye not rebuild the house of the Lord? The foundation of the temple had been laid fourteen years before, and some considerable progress made in the building; and it had been lying waste in that unfinished state to the present time.

[Is it] time for you, O ye, to dwell in your (d) cieled houses, and this house [lie] waste?
(d) Showing that they sought not only their necessities, but their very pleasures before God's honour.

Is it time for you, O ye, to dwell in your panelled houses,.... They could not only find time, leisure, and convenience to build houses to dwell in; but to wainscot them, and line them with boards of cedar, as the Targum; as bad as the times were complained of; and could sit in them, indulging themselves in luxury, ease, and sloth; and why then was it not a fit and convenient time as well to build the house of the Lord in?
and this house lie waste? or, "and shall this house lie waste?" or, "when this house lies waste?" (o) not indeed in its rubbish and ruins, as it was demolished by the Chaldeans, and left; but with a bare foundation, laid some years ago; and ever since neglected; the superstructure not carried on, and much less built up to be fit for service; and therefore might be said with propriety to lie waste and desolate, being unfinished, unfit for use, and no regard had unto it. David was of another mind, 2-Samuel 7:2 and truly religious persons will be more concerned for the house of God than for their own houses.
(o) "et domus ista deserta manebit?" Drusius; "quum domus haec vasta est?" Junius & Tremellius, Piscator; "dum domus haec desolata est?" Cocceius.

Is it time--It is not time (Haggai 1:2), ye say, to build Jehovah's house; yet how is it that ye make it a fit time not only to build, but to "dwell" at ease in your own houses?
you, O ye--rather, for "you, you"; the repetition marking the shameful contrast between their concern for themselves, and their unconcern for God [MAURER]. Compare a similar repetition in 1-Samuel 25:24; Zac 7:5.
ceiled--rather, "wainscoted," or "paneled," referring to the walls as well as the ceilings; furnished not only with comfort but luxury, in sad contrast to God's house not merely unadorned, but the very walls not raised above the foundations. How different David's feelings (2-Samuel 7:2)!

Ceiled - Arched and richly adorned.